Our innovative regulatory compliant built-in direct Diaspora Mortgages enable Ghanaians living abroad to buy property with us (residential owner-occupiers or buy-to-lets, or some other commercial property) in any location of their choice in Ghana, at competitive terms and rates.
No local bank account opening required, as it would be required of you from traditional bank diaspora mortgages. AML/CTF & Regulation Compliant.
FEATURES & BENEFITS
- Targeted at Ghanaians abroad, or persons with Ghanaian roots.
- Can be used for properties priced within GHs1,000,000 and GHs80m ($65,000 - $5m)
- Can be transacted in Ghana Cedis. Foreign Currency origination is also available
- 100% direct diaspora mortgages available
- Up to 30yrs repayment period available
- Available for both residential and commercial mortgage options
- Can be used for both Residential Owner-Occupiers or Buy-to-Lets (BTL), or some other commercial property.
- No mandatory reservation deposit with us
- Can be used for both move-in ready and off-plan buying options.
- AML/CTF Compliance support
- Buy & Sell Back option integrated
- Repayment Assistance Programme included
- One-top solutions
REQUIREMENTS
- Verifiable minimum net monthly income of $1,000.
- Must be non-resident
- Must be non-resident Ghanaian, person with Ghanaian roots (Note: other mortgages available for non-Ghanaians or that does not require you to have any Ghanaians roots - more on this below)
MORTGAGE COMPARISON
Diaspora Mortgages are different from Expat and International Mortgages:
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RELATED PAGES
Residential Mortgages
Commercial Mortgages
All Direct Mortgages