Expat Mortgages

If you can demonstrate a valid proof of residence and/or work permit with regular net monthly income above GHs15,000, you can buy a home and/or investment property from us stress-free. You don't need to be a Ghanaian to buy with us. Interest-Free Loan Against Property and Seamless Sell Back Features included.

 

FEATURES & BENEFITS

- Built-in direct regulatory compliant expat mortgages - no traditional bank involved.

- Maximum LTV: 80% (up to 100% LTV considered on a case-by-case basis)

- Minimum Mortgage Amount: $50,000

- Maximum Mortgage Amount: None (only limited by your verifiable income)

- Currency of Transaction: same as your income currency

- Can be used for both primary residence or buy-to-let property

- Interest-Free Loan Against Property (LAP)

- Sell Back Feature: Option that allows you to sell your bought property back to us quickly reaping all the appreciation benefits, if you have to leave Ghana for whatever reason.

 

REQUIREMENTS

- Proof of Ghana Residence Permit

- Proof of Work Permit

- Proof of Verifiable Regular Net Income.

 

MORTGAGE COMPARISON

It's important to note that, there's a difference between Expat Mortgages, Diaspora Mortgages and International Mortgages:

 

*
TARGET USERS 
 
 PROPERTY LOCATION
 
BUYER LOCATION
 
OWNER-OCCUPIERS
 
INVESTMENT PROPERTY / BTL
 
 MAXIMUM LTV
 
MAXIMUM RATE
 
MAXIMUM MORTGAGE TERM
 
DUE ON SALE CLAUSES
 
EARLY REPAYMENT CHARGES
 
 TRANSACTION CURRENCY
 
ORIGINATING MORTGAGE PROVIDER
 
EXPAT MORTGAGES
 Foreigners living and working in Ghana
 
 Ghana or the UK
 
Ghana or the UK
 
Yes
 
Yes
 
 80%
 
12.00%
 
30 years
 
Yes
 
No
 
 GHS or or USD or GBP, depending on your income currency
 
DCANS Mortgage Ghana or DCANS Mortgage UK, depending on your income currency
 
 Ghanaians or Persons of Ghanaian roots living and working abroad
 
 Ghana or the UK
 
Anywhere in the world outside Ghana or the UK.
 
Yes, only when relocating permanent back to Ghana or the UK.
 
Yes
 
 100%
 
12.00%
 
30 years
 
Yes
 
No
 
 USD or GBP
 
 
 Non-Ghanaians living and working anywhere in the world.
 
 Ghana or the UK
 
Anywhere in the world outside Ghana or the UK.
 
No
 
Yes
 
 80%
 
12.00%
 
30 years
 
Yes
 
No
 
 USD or GBP
 
 

..

 


 

RELATED PAGES

Diaspora Mortgages

International Mortgages

All Direct Mortgages

Direct Mortgages Available For Both

Ghana Resident & Non-Ghana Resident Buyers.


With Us Via DCANS Mortgage Ghana.
www.dcansmortgage.com

UK Mortgage Rates In Ghana

For Non-Ghana Resident Buyers.


With Us Via DCANS Mortgage UK.
www.dcansmortgage.co.uk