If you live outside Ghana or the UK, and you want to buy a property in Ghana or England & Wales with us, International Mortgages is the type of built-in direct mortgage option you qualify for - This is different from an Expat Mortgage, which requires the applicant to be a foreigner but living and working in Ghana or the UK.
TARGET
Targeted at foreign investors with/without any existing or prior attachments to Ghana or the UK. Interest rates are usually higher for non-residents.
FEATURES
- Maximum LTV: 80%
REQUIREMENTS
- Must be legally resident in your current country of residence outside Ghana
MORTGAGE COMPARISON
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TARGET USERS
PROPERTY LOCATION
BUYER LOCATION
OWNER-OCCUPIERS
INVESTMENT PROPERTY / BTL
MAXIMUM LTV
MAXIMUM RATE
MAXIMUM MORTGAGE TERM
DUE ON SALE CLAUSES
EARLY REPAYMENT CHARGES
TRANSACTION CURRENCY
ORIGINATING MORTGAGE PROVIDER
EXPAT MORTGAGES
Foreigners living and working in Ghana
Ghana or UK
Ghana or UK
Yes
Yes
80%
12.00%
30 years
Yes
No
GHS or or USD or GBP, depending on your income currency
DCANS Mortgage Ghana or DCANS Mortgage UK, depending on your income currency
DIASPORA MORTGAGES
Ghanaians or Persons of Ghanaian roots living and working abroad
Ghana or UK
Anywhere in the world outside Ghana or the UK
Yes, only when relocating permanent back to Ghana.
Yes
100%
12.00%
30 years
Yes
No
USD or GBP
INTERNATIONAL MORTGAGES
Non-Ghanaians living and working anywhere in the world.
Ghana or UK
Anywhere in the world outside Ghana or the UK
No
Yes
80%
12.00%
30 years
Yes
No
USD or GBP
...
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