Of what use will it be to discuss at length a particular property with you, schedule in-person viewing for you, only to later find out you don't have the capacity to buy even if being offered a 100% direct mortgage financing, if not wasted time and/or other resources?
Prequalification is the first step in any serious property buying journey. Get pre-qualified today, to discuss floor plans or schedule in-person viewing, among moving up the buying journey.
Homeownership isn't for everyone. Only less than 10% of Ghana-resident regular income earners (according to data from SSNIT, CAGD and ORC) earn above GHs15,000 and therefore qualify to buy any of our Affordable Luxury Homes. Please don't contact us or signup if you don't meet our qualification requirements.
PRE-QUALIFICATION PURPOSE / BENEFITS
No serious prospective property buyer goes property hunting without first establishing their Maximum Purchase Price (MPP), and neither will any efficient and credible seller engage a buyer based on just mere words without proof of permanent employment and/or income source checks.
A buyer pre-qualification is a way to learn how much home you can afford to buy. Getting a buyer prequalification is easy and requires only information that you submit to us to estimate what you can buy. These documents typically include valid payslip, ssnit statement if you're a private sector salaried worker (not required for public sectors salaried workers).
Getting pre-qualified for our affordable housing programme leads to big benefits in the homebuying process. Here are some of the reasons to make sure you get pre-qualified
• To screen qualified prospective buyers (no room for talkshops or useless meetings)
• Scheduling targeted site visits
• Efficient Resource allocation
• No room for haphazardness (costly inefficiencies)
• There’s no drawback to getting pre-qualified: The process is simple, quick, and just a one-time platform fee
PRE-QUALIFICATION REQUIREMENTS
A. For Public Sector Salaried Workers
• Most recent (3) months payslip
• SSNIT Statement not required if paid by Controller & Accountant General's Department (CAGD)
B. For Private Sector Salaried Workers
• Most recent three(3) months payslip
• Most recent 2yrs SSNIT Statement (preferably contiguous)
C. For Registered Business Owners
Option 1: SSNIT-Paying Registered Business Owners
• Most recent 2yrs SSNIT Statement
• Business Registration Documents
Option 2: Non-SSNIT Paying Registered Business Owners
Your registered business must be an existing business customer of any of the following B2B platforms of The DCANS Group Limited:
PLATFORM FEES APPLY
Please don't go ahead to make payment for our mandatory platform fees, if you don't qualify: You cannot buy a qualification.
HOW TO GET PRE-QUALIFIED
You simply get pre-qualified by completing our online form here and pay the applicable one-time non-refundable platform fee.
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