Home Financing: Overview

Owning a home is a dream that is cherished by every one of us and your home is probably the biggest investment you will ever make. There are different ways to finance a home. By taking the time to research the basics of property financing, homeowners can save a significant amount of time, with less stress.

Read on to find out which financing option may be right for you.


• 100% Cash Buyer

Very few can fully satisfy this option. Our showhomes can be bought with this option only.

If your own mortgage lender can assist you to exchange and complete within 30 days, you can still be consider a cashbuyer. More here.


• Mortgage Loans

Buyers should take a look at their own finances to ensure they are getting the mortgage that best suits their needs. There are several mortgage loan types; these are differentiated by loan structure and the lenders that secure them.


Repayment Mortgages

They are the most difficult to qualify for due to their requirements for criteria such as down payment, credit score, and income, certain costs, such as private mortgage insurance. The pricing of home mortgage loans is determined by the lender in two ways, each of which determines the creditworthiness of the borrower. More here.


Interest-Only Mortgages

No lender in Ghana provides this type of home loan except our in-house lender. More here.


Pension Mortgages

This can be used exclusively by salaried workers in the public or private sector with verifiable tier-I and tier-II. More here


External Mortgages

You can choose to finance your home purchase via an external bank and non-bank mortgage lender. More here.



• Rent to Own

The option to rent now and convert to full ownership over a period/later. More here.



• Seller Financing

Multiple payment plans directly under us. More here.



• Self-Financing / Installment Payments

Staggered payments over the development of the property. More here.



• Trade-Ins

You can either 


Where you buy a new home from us by offsetting part of the new home's price with your existing property to acquire a bigger or much improved one. The rest of the new home's price is paid via any of the above where applicable. More here.



Where you sell a generally high-price range property (incl a prime residential/commercial property, prime land, vast suburban land, uk property or any qualified property) to us in exchange for multiple properties and/or properties and cash. More here.

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